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Health Insurance
Mediclaim
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Synopsis:
New India mediclaim is an individual health insurance policy that provides you the cover during the period of insurance for any illness or injury admissible under the policy.
Benefit:
Title Description
Room Rent Limit 1.0 % of the Sum Insured per day
ICU Daily Rent Limit 2.0 % of the Sum Insured per day
Pre-Hospitalization Expenses Pre Hospitalisation expense incurred thirty days prior to the date of Hospitalisation.
Post Hospitalization Expenses Post Hospitalisation up to sixty days from the date of discharge
Minimum Hospitalization Period 24 Hours
Pre-Existing Disease / Illness coverage After 4 years
Waiting Period for New Policy 30 days from the commencement of the policy
Co-Payment 20% co-pay if Optional Cover IV has been opted.
Ambulance Expenses Expenses incurred towards Ambulance service will be paid subject to cap 1% of Sum Insured
Non-Allopathic Treatments Ayurvedic / Homeopathic / Unani Treatment up to 25% of the Sum Insured
Donor Expenses If treatment involves organ transplan expenses will be paid to the extent of sum insured
Nursing Allowance 1.0 % of the Sum Insured per day